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FC 27 Ultimate Team for beginners: how it works and how not to overspend

Ultimate Team is the most popular part of FC, and also the part that asks for your money. Learn the basics and set your limits first.

Aktualizováno 2026-10-09 · 3 min čtení

FC

Ultimate Team (FUT) is a mode where you build a squad from player cards. You earn cards by playing, completing tasks and buying packs. This guide covers the basics from EA's beginner post, and it is honest about the spending side.

Key takeaways

  • You can play and progress without paying. Squad Battles and Moments are single-player ways to learn.
  • Packs are random. EA lists the game as having in-game purchases including random items.
  • Decide a spending limit, or zero, before you open the store.
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The basics

  1. Pick a Starter Pack on the Choose Your League screen. Your players start in a 4-4-2.
  2. Keep players in their preferred positions. Players out of position get weaker attributes.
  3. Change formation in Team Management and read the Tactics menu to see each formation's strengths.
  4. Claim rewards on the Objectives page or in the Companion App.

Ways to improve your club

FeatureWhat it does
ObjectivesTasks that give players, packs, coins and Season Pass XP
SBCsSwap spare or unused players for rewards. Players you submit leave your club
EvolutionsUpgrade a player card. Free ones appear in events such as Destined for Glory
Squad BattlesPlay AI squads at a difficulty you choose
RivalsOnline divisions, with Champions for top players

Destined for Glory

This launch campaign upgrades chosen players during the 2026/27 season based on real results: goals and assists for attackers, clean sheets for defenders. A player stops getting upgrades if they leave their club.

Packs and spending

You can use FUT Coins or FC Points on packs. FC Points cost real money. Steam lists point bundles from $4.99 up to $149.99. EA does not show odds in the pages we read, and experts say top players are usually very rare in packs.

Easy habits: turn on a monthly limit, keep your card off kids' accounts and check purchase history together.

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Next steps

Read the parents guide for setting limits, or return to the EA SPORTS FC hub.

FAQ

Do I need to pay to play Ultimate Team?

No. You can earn items through Objectives, Squad Battles and other modes, but packs and FC Points are also sold for real money.

What is an SBC?

A Squad Building Challenge. You submit players that meet requirements and get a reward such as a player or pack. Submitted players leave your club.

Are FUT packs gambling?

EA rejects that comparison. Still, packs are random paid items, and PEGI now rates such games PEGI 16 by default under its 2026 rules.

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